Life in the United Kingdom Test
Answer set 24: At work

Answer 1: (2). There are different minimum wage rates for different age groups. From October 2006 the rates are as follows:
Employers who pay their workers less than this are breaking the law.

Answer 2: (2). Money raised from income tax pays for government services such as roads, education, police and the armed forces. Occasionally HM Revenue and Customs sends out tax return forms, which ask for full financial details. If you receive one, it is important to complete it and return the form as soon as possible.

Answer 3: (1). Almost everybody in the UK who is in paid work, including self-employed people, must pay National Insurance (NI) contributions. Money raised from NI contributions is used to pay contributory benefits such as the State Retirement Pension and helps fund the National Health Service. Employees have their NI contributions deducted from their pay by their employer every week or month. People who are self-employed need to pay NI contributions themselves: Class 2 contributions, either by direct debit or every three months and Class 4 contributions on the profits from their trade or business. Class 4 contributions are paid alongside their income tax. Anyone who does not pay enough NI contributions will not be able to receive certain benefits, such as jobseekers Allowance or Maternity Pay, and may not receive a full state retirement pension.

Answer 4: (3). Just before their 16th birthday, all young people in the UK are sent a National Insurance number. This is a unique number for each person and it tracks their National Insurance contributions. You need a National Insurance number when you start work. If you do not have a National Insurance number you can apply for one through Jobcentre Plus or your local Social Security Office.

Answer 5: (2). The State Pension age for men is currently 65 years of age and for women it is 60, but the State Pension age for women will increase to 65 in stages between 2010 and 2020.

Answer 6: (2). Most people who become unemployed can claim Jobseeker~ Allowance (JSA). This is currently available for men aged 18-65 and women aged 18-60 who are capable of working, available for work and trying to find work. Unemployed 16 and 17-year-olds may not be eligible for iobseeker's Allowance but may be able to claim a Young Persons Bridging Allowance (YPBA) instead.



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